Spectrum Bill Pay can be defined as a bill payment service partner of Spectrum Brands, Inc. which offers a number of benefits to its users such as convenience, flexibility and improved security.
The platform is a web app that can be accessed from any mobile or computer device with internet connectivity.
The following will provide a broad overview of the main features of this product:
- Bill pay from any device from anywhere.
- Ability to add unlimited payees and track balances effortlessly.
- Secure payment with a click of a button using risk-free online bill payments via credit or debit cards, electronic checks or ACH transactions.
- Ability to schedule payments in advance without having to worry about missing due dates.
- Set up an auto-payment to pay recurring bills automatically from a bank account.
- Never miss a payment, get email reminders about upcoming bills and past due amounts.
- Real-time balance information including the total amount due, minimum payment and due date of all bills in a user’s account(s).
- Establish a budget with an expense report to keep track of all monthly expenses.
- Add notes for each bill to help users keep track of what the payment is for and who it is to.
History of Spectrum Bill Pay.
Spectrum Bill Pay has been around since 2004 and in 2012, it was acquired by Spectrum Brands, Inc.
Spectrum Brands is also the parent company of brands such as Rayovac®, Remington®, George Foreman’s GRP®, Black & Decker®, Russell Hobbs®, Farberware®, and many others.
Spectrum has been operating its online bill payment service under different names such as:
- BillMatrix®; and now
- Spectrum Bill Pay.
Spectrum Brands, Inc. is a global diversified consumer products company that designs, manufactures and markets a broad range of branded consumer products in attractive categories such as Home & Garden, Hardware & Home Improvement, Housewares & Appliances, Food & Beverage, Lawn & Garden, Personal Care & Cosmetics and Tools & Hardware.
Spectrum Brands, Inc. has a diverse portfolio of global iconic brands such as:
- George Foreman Grills®,
- Dremel® and many others.
The company operates in many business channels, including Home Centers & Do-It-Best Corp.; Mass Merchandisers; Hardware Stores; Office Products; Midstream Oil & Gas; and others.
Spectrum Brands, Inc. is headquartered in Middleton, Wisconsin (USA).
The company employs nearly 10,000 people in its manufacturing facilities throughout the world with operations in 27 countries.
Spectrum Brands has partnered with more than 40 retailers throughout Europe to offer products under Dremel® and Black+Decker® brands.
When is Spectrum Bill Pay most commonly used?
Spectrum Bill Pay is a very convenient tool for anyone who isn’t always able to make a trip to the bank or pay their bills in person.
Its services are most commonly used by consumers, small businesses and commercial clients with multiple bill payment transactions on a regular basis.
What is notable about the Spectrum Bill Pay UI/UX?
The Spectrum Bill Pay UI provides a simple and intuitive design.
While the logo is prominently displayed on the top left corner, users can easily move around by scrolling up or down to reach different sections of the bill pay service.
First time users will be introduced with an introductory message regarding how to properly use the platform and what benefits it offers.
Spectrum Bill Pay lets you browse through all their site’s pages and subpages very quickly as it only requires three clicks to fully navigate through all seven main menu items:
- Cardholder Centre;
- Invoices & Statements;
- Spend Analysis;
- Notifications; and
- Log Out.
The home page provides a quick overview of your account as well as gives you access to different sections.
Is Spectrum Bill Pay expensive to use?
Spectrum Bill Pay is an affordable service with a simple pricing structure.
Up to five bill payments per month are free of charge.
More than five monthly payments will cost users just 99 cents for each transaction made.
If the user needs support, there is a comprehensive knowledge base and FAQ section available on the website via Spectrum’s customer service number or email address.
The billing system includes both features that are included in all premium accounts as well as those that can be customized according to user preferences (such as notifications and recurring bills).
The spectrum bill pay platform offers:
- Free access;
- Low fees;
- Mobile-friendly platform;
- Payments via ACH;
- One-time payment option;
What are the main advantages of Spectrum Bill Pay?
From a sheer UX position Spectrum Bill Pay has an advantage in the fact that it requires no download or installation of any software on your device making it a very portable and easily accessible system.
The website is mobile-friendly and can be used without logging in to allow users to make quick one-time payments and transfers whenever and wherever they want.
As part of a UX and UI evaluation, all important information is very simple and easy to find. Spectrum Bill Pay allows users to save time as they can choose from a wide range of billers and pre-select multiple bills for payment at once.
When it comes to security, the Spectrum site uses 128-bit encryption technology to protect all data sent online.
The official Spectrum social media profiles provide an additional platform where customers can get their questions answered by billing experts, report any issues or problems with making payments and share their opinions on the company’s services.